Terms of Service

Effective Date: 30 December 2025

Welcome to samaraspeaking.com (“Website”), owned and operated by Samara Speaking Pty Ltd (“Company,” “we,” “us,” “our”).

These Terms of Service (“Terms”) govern your access to and use of our Website, coaching services, programs, digital products, workshops, events, and all related services (collectively, “Services”).

By accessing or using our Website or purchasing our Services, you agree to be bound by these Terms and our Privacy Policy.

If you do not agree, you must not use this Website or purchase our Services.


1. Eligibility

You must be at least 18 years of age and legally capable of entering into binding contracts under applicable law.

By using this Website or purchasing our Services, you confirm that you meet these requirements.


2. Privacy & Data Use

Your personal information is governed by our Privacy Policy, which outlines how we collect, use, store, and protect your data.

By using our Website and Services, you consent to such data practices.


3. Intellectual Property

All content provided through our Website and Services including but not limited to frameworks, materials, videos, downloads, written content, methodologies, branding, and program materials is the exclusive property of Samara Speaking Pty Ltd.

You are granted a limited, personal, non-transferable, non-exclusive license for personal use only.

You may not reproduce, distribute, modify, share, resell, publish, or exploit any content without prior written consent.

Unauthorised use may result in legal action.


4. Educational Nature of Services

All Services are provided for educational, informational, and personal development purposes only.

We do not guarantee specific outcomes, results, financial gains, personal transformation, or business success.

Results depend on your level of engagement, responsibility, and action.

You acknowledge that you are fully responsible for your decisions, actions, and results.


5. Third-Party Links & Services

Our Website may contain links to third-party websites or services.

We are not responsible for the content, policies, or practices of any third-party websites. Accessing third-party sites is at your own risk.


6. Payments, Refunds & Financial Commitment

6.1 All Sales Final

All purchases are final and strictly non-refundable unless otherwise expressly agreed in writing by the Company.

This includes, but is not limited to:

Coaching services and program enrolments

Payment plans and installment agreements

Deposits of any kind

Online programs and digital products

Event tickets, workshops, retreats, and in-person experiences

Physical or downloadable materials

Refunds will not be provided for change of mind, personal circumstances, financial hardship, scheduling conflicts, perceived lack of results, withdrawal, or non-participation.


6.2 Deposits

Deposits secure your place in a program or service and remove that availability from other potential clients.

All deposits are non-refundable and non-transferable under any circumstances.


6.3 Payment Plans & Installment Agreements

If you select a payment plan, you agree to pay the total program investment in full through scheduled installments.

A payment plan is not a subscription and is not cancellable.

It is a structured payment arrangement for the full agreed investment.

By entering into a payment plan, you acknowledge and agree:

You are financially responsible for the total investment amount.

Withdrawal, non-participation, or change of mind does not cancel or reduce your financial obligation.

You must complete all scheduled payments regardless of participation level.

Failure to complete installment payments does not cancel your obligation to pay the remaining balance.

If a payment fails or is declined, we reserve the right to:

Suspend or revoke access to Services and materials

Cancel future sessions

Recover the outstanding balance

Engage a third-party collections agency if necessary

You agree to be responsible for any fees incurred in recovering outstanding payments.


6.4 Minimum Commitment Period

Where applicable (including but not limited to 1:1 coaching containers or structured programs), enrollment constitutes a minimum commitment period as outlined at the time of purchase.

Early withdrawal does not relieve you of financial responsibility for the full agreed investment.


6.5 Chargebacks & Payment Disputes

By completing your purchase, you agree not to initiate a chargeback or payment dispute without first contacting us to attempt resolution in good faith.

Initiating a chargeback for a valid and agreed purchase constitutes a breach of these Terms.

We reserve the right to provide proof of agreement, including these Terms and any signed agreements, to your financial institution.

You agree to remain responsible for any fees, administrative costs, or losses incurred as a result of improper chargebacks or payment disputes.


6.6 Access to Digital Products

Access to digital content, products, online programs, or downloadable materials is granted immediately upon successful payment.

Once access is provided, no cancellations, refunds, or exchanges will be permitted.


7. Liability

To the maximum extent permitted by law, all Services and Website content are provided “as is.”

We are not liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our Website or Services.

You acknowledge that participation in coaching or personal development services is voluntary and undertaken at your own risk.


8. User Submissions & Testimonials

By submitting testimonials, feedback, reviews, or other content, you grant us a perpetual, worldwide, royalty-free license to use, reproduce, and publish such content for marketing, promotional, and educational purposes.


9. Changes to Terms

We reserve the right to update or modify these Terms at any time.

The most current version will be available on this page.

Continued use of the Website or Services after changes are posted constitutes acceptance of those changes.


10. Governing Law

These Terms are governed by the laws of Australia.

Any disputes will first be addressed through good faith negotiation.

If unresolved, disputes may be referred to mediation or arbitration in accordance with Australian law.

Nothing in these Terms excludes, restricts, or modifies any rights you may have under Australian Consumer Law or other applicable legislation.


11. Contact

If you have any questions regarding these Terms, please contact:

[email protected]
Samara Speaking Pty Ltd
Australia